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Debt Settlement

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The best consolidation loans may achieve all three goals. Suppose the interest rates on your credit cards range from 17% to 27%. You pay them off with a 7% home equity loan. In that case, you can reduce your monthly expense, drop your interest rate, and combine several payments into one.

What Is Debt Settlement?
Debt Settlement is a financial program that  works by helping people who are struggling with their minimum payments in a financial hardship resolve their debts so that they can have a new beginning financially.

Debt Settlement is also known as debt relief and is becoming a popular option and alternative to bankruptcy.

Some examples and circumstances financially where it may be good to consider debt settlement are as followed:
  • Struggling to Make Minimum Payments
  • Unexpected Medical Expenses
  • Behind on Your Minimum Payments
  • Job Loss
  • Considering Filing For Bankruptcy
  • You Do Not Have The Money to Pay What You Owe and more.
Every situation is different and that is why is important to speak with a debt expert to make sure that a debt settlement from is right for you
How Debt Settlement Works?
Here’s how debt settlement works.
Debt settlement works in 3 phases.
  1. Speak with a debt expert to make sure it makes sense for you to enroll into a debt settlement program.

    There also may be certain debts that may not qualify to be enrolled into the program.

    Every situation is different, so find out which debts you can qualify to enroll into the program by speaking with your debt expert.
  2. If your debts qualify to be enrolled into a debt settlement program.

    Then you simply set a side a certain amount of funds each month into a dedicated savings account.

    Our top negotiators will use those funds to negotiate down your debts with your creditors on your behalf.
  3. One your creditors and our negotiators reach a settlement offer that you agree to.

    Then you simply pay the settlement offer amount and you have officially resolved your debts!

Our Commitment To Your Success

Say goodbye to debt stress and hello to financial independence with our expert guidance and support. Take control of your finances and unlock your potential with EasyFinance's debt relief solutions.

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IMPORTANT DISCLAIMERS: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Our representatives have helped thousands of consumers throughout their careers. Testimonials are actual customer experiences and individual opinions, and may not be illustrative of all experiences with the company or its affiliates.